Waterloo Homes under $500,000

Welcome to Waterloo, Nebraska – a hidden gem nestled in the heart of the Cornhusker State! This charming village, with its tight-knit community and picturesque landscapes, offers a serene escape from the hustle and bustle of city life while still providing easy access to urban amenities in nearby Omaha.

Waterloo boasts a rich history and a welcoming atmosphere, making it an ideal place for families, young professionals, and retirees alike. Enjoy the beauty of Nebraska’s natural surroundings as you explore local parks, hiking trails, and the stunning scenery that defines this tranquil area. The village is known for its friendly neighbors, excellent schools, and a variety of community events that foster a sense of belonging.

For those seeking their dream home, Waterloo presents a fantastic opportunity with an array of charming residences available for under $500,000. Whether you’re looking for a cozy single-family home, a spacious ranch-style property, or a quaint cottage, you’ll find options that fit your lifestyle and budget. Many of these homes feature modern amenities, lovely outdoor spaces, and the potential for personalization, allowing you to create the perfect sanctuary for you and your loved ones.

With its affordable housing market and strong sense of community, Waterloo is an ideal place to settle down and build lasting memories. Come and discover the warmth and charm of this delightful Nebraska village – your dream home awaits!

Newest Waterloo Homes under $500,000

$409,900

4 Beds ⋅ 3 Baths ⋅ 22623859 MLS

Best of both worlds -- small-town, peaceful cul-de-sac living a short walk to Waterloo's historic downtown, yet minutes to Elkhorn & Village Pointe. This 4-bed, 3-bath, 2,000+ sqft home is just 4 years young with $30k+ in owner-added upgrades -- instant easy living starts now! Zero-entry covered front porch opens to soaring ceilings, abundant natural light, & new LVP throughout the main level. The oversized main-level primary suite is a true retreat -- deep soaking tub, dual-sink vanity, tiled walk-in shower w/ shampoo niches, plus TWO walk-in closets! Kitchen features soft-close cabinets w/ roll-outs, quartz counters, stainless appliances, walk-in pantry, + island seating. Main-level laundry, full guest bath, + flex bedroom (WFH, fitness, or guest space). Upstairs: 2 more bedrooms + another full bath. Relaxing evenings beckon in the fully-fenced, flat backyard w/ expanded patio & Master Spas hot tub. Custom window shades, EV charger, DC West Schools, low tax levy -- an effortless yes!

23815 Harvest Heights Circle, Waterloo

Listing courtesy of PJ Morgan Real Estate.

$150,000

2 Beds ⋅ 1 Baths ⋅ 22623363 MLS

Text agent at 402-321-1111 for showing packet including detailed mapping or pin. GPS address often wrong. Rare riverfront retreat at the confluence of the Platte and Elkhorn Rivers, SW of 252nd & Harrison St in Sarpy County. Cabin was raised above the 100-year flood plain in 2022 — then fully renovated top to bottom. New roof (2023), new deck and patio with lighting (2024), exterior painted (2024), updated bath and kitchen with new sink and counters, new well pump, and new skirting and block foundation surround. This 2-bed, 1-bath cabin sits in the private Vencils community with a four-season screened porch overlooking the water, wood-burning fireplace, forced-air heat, and two storage sheds. Private lake on site. Community life here is outdoor-focused: fish, hunt mushrooms, swim, paddleboard, and enjoy a managed deer-hunting season with limited slots. Electric-only golf carts keep it quiet.

9900 S 252nd Street Unit 13P, Waterloo

Listing courtesy of eXp Realty LLC.

$385,000

1 Baths ⋅ 22622785 MLS

Introducing Omaha’s first exclusive hobby condo community, where work, play, and passion come together on the edge of Elkhorn. These brand-new units offer flexible space for car collections, private offices, cigar lounges, studios, fitness areas, entertainment spaces, or your own unique vision. Red Dog makes the design and build-out process easy, or bring your own builder and create the space exactly how you want it. Build-to-suit options are available at additional cost. A professionally managed HOA provides maintenance-free ownership, while the rare ability to own your space AND operate a business from it creates endless possibilities for entrepreneurs, collectors, creatives, and small business owners. Modern construction, ultimate flexibility, and a space you can truly make your own. Limited availability with only one unit released at a time—secure yours today!

23807 Southwest Street Unit 1, Waterloo

Listing courtesy of BHHS Ambassador Real Estate.

$64,500

1 Beds ⋅ 1 Baths ⋅ 22621583 MLS

Beautiful riverfront property! Great escape on any weekend. On the riverfront, very relaxing. Make offer. On leased land.

23506 F Plaza, Waterloo

Listing courtesy of NP Dodge RE Sales Inc 86Dodge.

$399,900

4 Beds ⋅ 3 Baths ⋅ 22615686 MLS

WATERLOO TOWNHOMES. Small town enjoyment just minutes on West Dodge Freeway from Elkhorn. Beautiful 2100+ sqft, 1 1/2 story, zero entry layout of 4BR, 3BA, large great room with double height ceiling, big kitchen with walk-in pantry. Amazing storage areas and lovely oversized primary bedroom on main floor. Golf Cart or walk to local restaurants and shops. AMA

23824 SouthWest Street, Waterloo

Listing courtesy of Flatwater Realty.

Start Your Search

This data is from various Participants of the Great Plains REALTORS® Multiple Listing Service Inc Internet Data Exchange; is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; the listing broker is listed on each listing; the information is deemed reliable but not guaranteed, and is copyrighted ©2026 Great Plains REALTORS® Multiple Listing Service, Inc.